How to Afford Surrogacy
Building a family through surrogacy is a powerful decision. It represents hope, compassion, and the beginning of a lifelong dream. Yet for many intended parents, the first concern is simple and practical — how can I afford surrogacy?
At Yunda Surrogacy, we know that financial clarity builds confidence. That’s why we provide full transparency about our pricing, explain how compensation works, and help families explore realistic ways to plan for their journey with trust and confidence.
Understanding the Cost of Surrogacy in the USA
The cost of surrogacy in the USA varies based on the agency, medical team, and individual needs of each family. At Yunda Surrogacy, our full-service surrogacy program is designed to make the process smooth, professional, and transparent from day one.
The total estimated cost for Yunda’s surrogacy program is $157,850 USD. This cost includes agency coordination, surrogate compensation, insurance, legal fees, and trust management. Every detail is explained before the journey begins, so families know exactly where their money goes.
Yunda’s Real Surrogacy Pricing and Payment Stages
Yunda Surrogacy divides payments into three stages to make the process manageable and accountable.
The first payment of $56,850 USD is due after the surrogacy agreement is signed. This payment covers the agency coordination and management fee of $50,000 USD, which includes international coordination, surrogate recruitment, psychological support, and full process management. It also includes a trust account management fee of $1,850 USD and administrative services costing $5,000 USD, which handle medical coordination, translation, and documentation.
The second payment of $83,500 USD is due after the surrogate passes medical screening and receives full clearance. This covers the surrogate base compensation of $50,000 USD (depending on her match), legal fees for intended parents at $3,500 USD, the surrogate’s legal representation at $1,500 USD, medical insurance at $25,000 USD (actual reimbursement), and life insurance at $1,000 USD. An early pregnancy and ultrasound reward of $2,500 USD is also included to honor this key milestone.
The third payment of $17,500 USD follows confirmation of the fetal heartbeat. It includes a maternity clothing allowance of $1,000 USD, monthly living allowance of $300 USD for approximately 18 months (totaling about $5,500 USD), childcare support of $250 USD per month (around $4,500 USD total), and a parental rights judgment filing fee of $6,500 USD.
These payments are made directly into a trust account, where all transactions are managed transparently and securely. Yunda’s dedicated financial team ensures every family receives a detailed accounting record for peace of mind.
Additional Costs and Compensation Details
Surrogacy involves unique situations, and Yunda’s program includes clear guidelines for special cases. If a surrogate carries twins or more, she receives an additional $15,000 USD in compensation. If she must undergo a cesarean delivery, she receives $5,000 USD.
Yunda also provides extra benefits when necessary, including a bed rest allowance of $250 USD per week, childcare support during rest at $75 USD per day per child, and breast milk allowance of $250 USD per week.
If a medical condition results in partial uterine removal, compensation of $2,500 USD is provided. In the extremely rare case of full uterine removal, the compensation is $5,000 USD.
Yunda ensures that every surrogate’s well-being is fully supported while keeping all compensation fair and transparent.
Yunda’s Customer Information: Transparent Costs and Family-Centered Support
Yunda Surrogacy believes that families deserve both honesty and understanding. We provide every client with a detailed customer information packet, which explains every financial step, from agency fees to surrogate allowances.
Our approach includes full legal support for both intended parents and surrogates. Each side has its own attorney to ensure fairness, protection, and confidence. Insurance coverage, medical coordination, and administrative support are also managed by Yunda to reduce stress and avoid unexpected costs.
We also remind every intended parent that IVF clinic fees and newborn hospital costs are not included in the surrogacy package, as they vary depending on the fertility clinic and individual circumstances.
How to Plan and Afford Surrogacy Wisely
Understanding the numbers is only the first step. The next is planning wisely. Yunda helps intended parents explore multiple ways to manage expenses without feeling overwhelmed.
Families often combine savings, employer fertility benefits, and financial programs that support family-building. Some clients use surrogacy grants, specialized loans, or payment plans that Yunda helps coordinate through trusted partners.
Many find comfort in Yunda’s transparency — knowing that each dollar goes directly toward creating life, not hidden fees. The combination of expert management and compassionate support allows families to approach surrogacy with calm confidence.
Common Questions About Surrogacy Costs
1. How much does surrogacy cost in the USA?
In the United States, most full-service surrogacy programs range between $100,000 and $160,000 USD. Yunda Surrogacy’s total estimated cost is $157,850 USD, which includes agency, legal, and surrogate compensation fees.
2. How much do surrogate mothers get paid?
Yunda’s surrogate mothers receive $50,000 USD in base compensation, along with allowances, insurance, and performance-based rewards. Additional compensation applies for multiple births, cesarean delivery, or medical bed rest.
3. How can families make surrogacy more affordable?
Families can plan for surrogacy using long-term savings, medical financing, or grants. Yunda Surrogacy provides professional financial counseling and flexible scheduling to help every family find a sustainable path.
Final Thoughts: Yunda Surrogacy’s Promise of Trust and Transparency
Surrogacy is one of the most meaningful investments a family can make. At Yunda Surrogacy, our promise is to keep your journey transparent, safe, and guided by integrity.
Every number you see is real — every detail is clear. You’ll never face hidden costs or confusing paperwork. With Yunda, you can focus on your dream of parenthood while we handle the details with honesty and care.
If you’re ready to take the next step, our Yunda team is here to guide you with clarity, compassion, and expertise — every step of the way.